Dream Draw Starts with ê 1,000

Just keep ê1,000 in your Payit Wallet this August — and unlock your chance to win ê10,000, luxury experiences, and guaranteed cashback.

Whether you’re saving for 10 days or the full month, there’s something for everyone.

What is Dream Draw?

Dream Draw is Payit’s monthly rewards campaign that gives you multiple ways to win — just for holding money in your wallet.

Whether you’re in it for the big prize, a quick win, or guaranteed cashback, all you need to do is maintain an average balance of ê 1,000 or more.

The more you hold, the more chances you get. And yes — even if you don’t win, you still get rewarded.

There are two tiers of prizes based on how long you hold your average balance — and everyone has a chance to benefit.

Tier 1 – 10-Day Win Draw (Quick Win)

Maintain an average balance of ê 1,000 over any of the 10-day cycles below to enter the Quick Win Draw for a chance to win ê 1,000.

Cycle Dates:

  • Cycle 1: August 1–10
  • Cycle 2: August 11–20
  • Cycle 3: August 21–30

1 winner per cycle, each receiving ê 1,000.

You can join any of the three cycles. What matters is your average balance across the 10-day period — not your daily amount

Tier 2 – Full Month Average Balance Draw

Maintain a Monthly Average Balance (MAB) of ê 1,000 or more throughout August to qualify.

Here’s how it works:

  • For every ê 1,000 in your average monthly balance, you’ll receive 1 entry into the Dream Draw.
  • The more your average, the more entries — and the higher your chances of winning.

Tier 2 Prizes:

  • First Prize: ê 10,000 eGift Voucher
  • Second Prize: 1-night stay at Rove Hotel – Dubai Marina (incl. breakfast)
  • Third Prize: 2-hour private yacht experience at Dubai Marina

Guaranteed Cashback for everyone

Even if you don’t win in Tier 1 or Tier 2, you’ll still receive ê 1 cashback for every ê 1,000 maintained as your monthly average balance.

Example: If your MAB is ê 3,000 for August, you’ll receive ê 3 cashback automatically.

Campaign Details

  • Campaign Period: August 1 – August 31, 2025
  • Eligibility: Full KYC Payit and Payit Plus users
  • No registration needed — once your balance qualifies, you’re automatically entered
  • Terms & Conditions Apply

Terms and Conditions:

  1. Introduction

    • These terms and conditions (“Terms”) apply to the Dream Draw Campaign (“Campaign”) conducted by First Abu Dhabi Bank PJSC (“FAB”) through the Payit Wallet platform (“Payit”).
    • By participating in the Campaign, the customer agrees to be bound by these Terms and Conditions.

  2. Campaign Details

    • The Campaign rewards eligible Payit customers for maintaining a specified balance in their wallet, based on four different prize tiers.
    • Participants who meet the minimum balance criteria will be automatically entered into the applicable draws or receive rewards, depending on the prize tier.

  3. Campaign Period:

    • The Campaign will run for the full calendar month of August 2025, starting from August 1, 2025 to August 31, 2025, both days inclusive

  4. Eligibility

    • Open to all Payit registered customers who are fully KYC-verified and Payit Plus users.
    • ⁠New to Payit:
      1. Download the Payit wallet app for free on Android, iOS, and Huawei App Gallery.
      2. ⁠ Provide a valid Emirates ID and active mobile number to complete registration.
      3. ⁠Complete your account verification.
      4. Add money to your wallet by linking your bank card or topping up from your bank account.

  5. Campaign Mechanics & Prizes:

    • The Dream Draw campaign is structured into two reward tiers based on the customer’s wallet behavior: short-term balance consistency (Tier 1) and full-month average balance (Tier 2). Rewards are issued via raffle draws or guaranteed cashback based on eligibility.

    Tier 1 Prize: 10-Day Average Balance – Quick Win Draw

      • Eligibility: Maintain an average balance of ê 1,000 or more for 10 consecutive days during any of the below campaign cycles for 1 (one) entry into the raffle draw.
      • Prize: ê 1,000
      • Winners: 1 winner per cycle
      • Cycles Dates
        1. Cycle 1: August 1–10
        2. Cycle 2: August 11–20
        3. Cycle 3: August 21–30

      Tier 2 Prizes: Full Month Average Balance – Dream Draw Main Rewards

        • Eligibility: Maintain a Monthly Average Balance (MAB) of ê 1,000 or more throughout the full campaign month.
        • Entry Logic:
          • Customers receive one entry for every ê 1,000 maintained as MAB.
          • There is no maximum limit on entries.
          • Example: ê 3,000 MAB = 3 entries into the Dream Draw.
        • Tier 2 Prizes:
          1. First Prize – ê 10,000 eGift Voucher

      One winner will receive ê 10,000 in eGift vouchers through a raffle draw.

          • Second Prize – Hotel Experience

        One winner will enjoy a 1-night stay at Rove Hotel, Dubai Marina (including breakfast), selected by raffle draw

          • Third Prize – Yacht Experience

        One winner will receive a 2-hour private yacht trip at Dubai Marina, selected by raffle draw.

        Guaranteed Cashback: All eligible Payit customers who do not win any of the prizes will automatically receive ê 1 cashback for every ê 1,000 maintained as MAB. Example: Maintain ê 3,000 = Get ê 3 cashback

  6. Winner Selection

    • All draws will be conducted in accordance with the Department of Economy Development (DED) raffle guidelines.
    • Winners will be randomly selected and notified via the Payit app, SMS, email, or call.
    • By participating in this raffle, participants consent to the collection, processing, and use of their personal information by Payit and FAB for the purposes of administering the raffle draw, prize distribution, in accordance with applicable data protection laws and FAB’s privacy policy.

  7. General Conditions

    • Participants agree to release and hold harmless Payit from any claims or liabilities arising from participation in the Campaign.
    • Payit retains the right to alter or terminate the campaign with prior notice to customers. By participating, customers accept and agree to the stipulated terms and conditions.
    • These terms and conditions are governed by and construed in accordance with the federal laws of the United Arab Emirates, and any dispute relating to the interpretation of these terms and conditions must be referred to the exclusive jurisdiction of the courts of the United Arab Emirates.
    • Payit’s decision on all matters relating to the Campaign is final and binding.