Link your Ratibi card and enjoy lots of benefits.

View the balance on your Ratibi card and keep track of all your spending through payit, a convenient and secure digital wallet powered by First Abu Dhabi Bank.

View your Ratibi card balance on payit.

  • An easy, and safe mobile wallet that you can access 24/7
  • Easily check your balance through the app.
  • Send cash instantly to your home country.
View balance
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Money on Demand

Get money on demand with payit

Introducing Money on Demand for Ratibi cardholders on payit. Use payit to conveniently request for cash advance and get up to 50% of your salary.

  • Get up to 50% Salary Advance
  • Quick Approvals
  • Easy Eligibility Check
  • Convenient 24x7 service
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WORLDWIDE REMITTANCE

An awesome way to send money worldwide

payit makes sending money to over 200 countries and territories simple, quick and effortless. Say goodbye to using cash or waiting in queues at the money exchange.

  • Safe and secure
  • Competitive rates
  • Blazing fast
  • Convenient 24x7 service
Send money using payit
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PAY A MERCHANT

5000+ stores in the UAE accept payments on payit

payit is designed to make your life simpler. So, you never have to worry about carrying cash again. You can pay using a various payment methods.

  • Sound payment
  • QR Code payment
  • e-Commerce payment
  • payit cashless on delivery
Pay using payit

Conveniently pay your everyday bills.

With payit, you can pay all your utility bills, including DU, Etisalat, Salik and Mawaqif, in one go from wherever you are. No more long queues for you.

  • Pay all of your linked utility bills in seconds
  • A large list of service providers to choose from
  • Safe and secure bill payments
Pay your bills
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Do so much more with payit


The UAE's fully featured digital wallet

Pay Friends

A great way to pay friends that you owe using the wallet-to-wallet transfer feature. You can also keep track of your expenses and spends as you go along.

Bill Payment

No more wasting time trying to pay your bills individually. You can also top-up your pre-paid Du, Etisalat, NOL, Mawaqif and Salik.

Split Bills

Dinner plans aren't the best place to test your math skills. Just tell us who was on your table and we'll split the bill equally for you.

Request Payment

Request for money without the inconvenience of dealing with cash. All you need to do is scan the QR code or select a contact name through the app.

Money Transfer

Send money to over 200 countries and territories securely and conveniently. Say goodbye to using cash or waiting in queues at the money exchange.

Refer friends

Earn AED 5 every time simply for inviting a friend to register for payit. Invite up to 1000 friends to earn up to a maximum of AED 5000. Conditions apply.

Get started in a few easy steps


Using payit with your Ratibi card has never been easier. You can now manage all your banking needs with just a few clicks.

Sign up with Ratibi Card

Download the app to your phone and choose to signup using your Ratibi Card

Scan your Emirates ID

Scan your Emirates ID and fill up your personal as well as contact detail

Record a Video

As part of our security process we need to record a video of you saying a sequence of numbers.

Confirm your Ratibi Card

As a last step, we need to confirm your active Ratibi card details.

Download payit now

With payit you can shop, dine, pay bills, send money and a whole lot more. Sign up today and start using your digital wallet. Invite your friend and get rewarded once they do their first transaction on payit.

Can't see payit wallet on Google Play?

No problem. From your Android smartphone, you can download the app by tapping the button below