Accepted at some of the biggest brands in the UAE
With your Ratibi card you will have access to payit, a fully featured digital wallet designed to be a lifestyle companion that can be used across an endless list of partners and merchants across the UAE.
Get money on demand with payit
Introducing Money on Demand for Ratibi cardholders on payit. Use payit to conveniently request for cash advance and get up to 50% of your salary.
- Get up to 50% Salary Advance
- Quick Approvals
- Easy Eligibility Check
- Convenient 24x7 service
An awesome way to send money worldwide
payit makes sending money to over 200 countries and territories simple, quick and effortless. Say goodbye to using cash or waiting in queues at the money exchange.
- Safe and secure
- Competitive rates
- Blazing fast
- Convenient 24x7 service
5000+ stores in the UAE accept payments on payit
payit is designed to make your life simpler. So, you never have to worry about carrying cash again. You can pay using a various payment methods.
- Sound payment
- QR Code payment
- e-Commerce payment
- payit cashless on delivery
Do so much more with payit
The UAE's fully featured digital wallet
eDirham Instant
No wallet, no cash, no card, no problem. eDirham instant is a new generation service. Register for eDirham and use it with payit, without a card.
Bill Payment
No more wasting time trying to pay your bills individually. You can also top-up your pre-paid Du, Etisalat, NOL, Mawaqif and Salik.
Split Bills
Dinner plans aren't the best place to test your math skills. Just tell us who was on your table and we'll split the bill equally for you.
Pay Friends
A great way to pay friends that you owe using the wallet-to-wallet transfer feature. You can also keep track of your expenses and spends as you go along.
Request Payment
Request for money without the inconvenience of dealing with cash. All you need to do is scan the QR code or select a contact name through the app.
Money Transfer
Send money to over 200 countries and territories securely and conveniently. Say goodbye to using cash or waiting in queues at the money exchange.
Get started in a few easy steps
Using payit with your Ratibi card has never been easier. You can now manage all your banking needs with just a few clicks.
Sign up with Ratibi Card
Download the app to your phone and choose to signup using your Ratibi Card
Scan your Emirates ID
Scan your Emirates ID and fill up your personal as well as contact detail
Record a Video
As part of our security process we need to record a video of you saying a sequence of numbers.
Confirm your Ratibi Card
As a last step, we need to confirm your active Ratibi card details.
Download payit now
With payit you can shop, dine, pay bills, send money and a whole lot more. Sign up today and start using your digital wallet. Invite your friend and get rewarded once they do their first transaction on payit.
Can't see payit wallet on Google Play?
No problem. From your Android smartphone, you can download the app by tapping the button below
Help us make payit more awesome
We're constantly working to make payit even better, and your feedback is an important part of that. Be a part of the payit pioneers and get an early sneak peek on the amazing new features we're working on!