Send Now Pay Later (SNPL)

Send Money Today. Repay Later.

When your loved ones need financial support, a temporary cash shortage shouldn’t stand in the way. With Payit Send Now Pay Later (SNPL), you can send money instantly using your approved credit limit and repay within 30 days. It’s quick, secure, and completely digital, all within the Payit app.  
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What is SNPL?

Payit Send Now Pay Later (SNPL) is an innovative remittance solution that gives eligible users instant access to an approved credit limit for international money transfers. Whether you’re supporting your family during an emergency, covering education costs, medical expenses, or other important needs back home, SNPL lets you send money when it matters most.

How It Works

Get started in minutes with a simple, 100% digital process.

1. Open the Payit App

Go to the Send Now Pay Later section in the Payit app.

2. Check Your Eligibility

Complete a quick eligibility check based on your profile.

3. . Get Instant Approval

Receive your approved limit in just a few minutes.

4. Send Money Instantly

Send money internationally using your approved credit limit.

5. Repay Later

Repay the full amount within 30 days. A late payment fee of AED 10 applies if repayment is not made by the due date.

Why Choose Payit Send Now Pay Later?

Instant Access

Get approved in minutes and send money to your loved ones instantly. Funds are available the moment the application is approved.

Support During Emergencies

Help your loved ones back home during medical emergencies, education expenses, or other unexpected financial needs by sending money without delay.

100% Digital Experience

From application to repayment, everything happens within the Payit app. No paperwork, no branch visits, just a seamless experience from your smartphone.

30-Day Repayment Period

Send money today and pay it back in 30 days, giving you greater flexibility when you need to support your loved ones.

Secure and Trusted

Payit is powered by First Abu Dhabi Bank (FAB), one of the UAE's largest and most trusted banks, giving you the confidence of secure, reliable transactions.

Who can use SNPL?

Active Payit Users

Regular users with a verified Payit account.

UAE Residents

Available to valid Emirates ID holders living in the UAE.

Perfect for:

Emergency Financial Support for Loved Ones

Helping with Education Expenses Back Home

Covering Unexpected Expenses of Your Family

Sending Extra Money During Festivals & Celebrations

Helping Your Family When They Need It Most

Why Choose Payit?

Payit, powered by First Abu Dhabi Bank (FAB), is the UAE’s first fully featured digital wallet designed to make everyday financial management simple, secure, and accessible. From payments and remittances to innovative financial solutions like Send Now Pay Later, Payit offers a seamless, 100% digital banking experience backed by one of the UAE’s most trusted financial institutions.
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SNPL frequently asked questions

1. How can I send money to India from the UAE and pay later?
With Payit Send Now Pay Later (SNPL), eligible users can send money from the UAE to their loved ones immediately and repay the amount within 30 days. Simply open the Payit app, check your eligibility, receive your approved limit, and complete your international transfer. If your transfer amount exceeds your SNPL amount limit, the remaining balance can be paid from your Payit Digital Account balance.
Eligible Payit customers can access Send Now Pay Later (SNPL) directly through the Payit app. Based on your eligibility, you’ll receive an approved credit limit that can be used to send money instantly to your selected beneficiary. The entire process is 100% digital, allowing you to complete your application and transfer funds without waiting for your next salary.
Send Now Pay Later (SNPL) allows eligible Payit users to transfer money internationally using an approved credit limit. If your transfer amount exceeds your SNPL amount limit, the remaining balance can be paid from your Payit Digital Account balance. After your transfer is completed, you repay the borrowed amount within 30 days through the Payit app. The service includes a one-time service fee and applicable transfer fees.
Eligibility for Payit SNPL is based on factors such as your KYC (Know Your Customer) information, income verification, and repayment history. You can check your eligibility instantly within the Payit app without visiting a branch or completing paperwork.
Yes. Payit SNPL is powered by First Abu Dhabi Bank (FAB), providing a secure and regulated platform for international remittances. Your transactions are protected by bank-grade security, and the entire process, from approval to repayment, is managed digitally within the Payit app.

Get Started with Payit SNPL Today

Download Payit and check your eligibility. Experience the
freedom of sending money wherever you need to.
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