🌙 USE PAYIT AND WIN THIS RAMADAN

Do Need urgent cash?

Do you want to send Money home today?

Payit is here to help you.

Use Payit during Ramadan, make any successful transaction, and get a chance to win cash prizes as eGift vouchers.

🎉 20 Winners

đź’° ê 500 Each

Every eligible transaction during the campaign period gives you one entry into the draw—the more you use Payit, the more chances you have to win.

Eligible Transactions

  • Remittance
  • On-Demand
  • Bill Payments
  • Other Payit services

P2P transfers are excluded

📆 Valid until 31 March
Use Payit anytime during Ramadan to qualify.

Payit — here when you need it.

Need help?

If you experience any issues, our support team is available inside the Payit app.

Term & Conditions

1. Eligibility

  • The Ramadan Campaign (“Campaign”) is open to selected Ratibi customers using the Payit application. 
  • Employees of FAB, Payit, their affiliates, partners, and related parties are not eligible to participate.

2. Campaign Period

  • The Campaign is valid from 18 February 2026 until 31 March 2026, both days inclusive.
  • Transactions completed outside the Campaign Period will not be eligible for entry.

3. Eligible Transactions

    • Participants will receive one (1) entry into the draw for their first eligible transaction during the Campaign Period.
    • If the participant completes more than one eligible transaction, they will receive a maximum of two (2) entries in total during the Campaign Period.
    • Eligible services include:
      • Remittance
      • On-Demand
      • Bill Payments
      • Gift and Vouchers
  • International Bill Payment
  • Transfer from Payit Wallet to Payit Wallet  are excluded from this Campaign.

4. Draw Structure: 

  • A single raffle draw will be conducted on 4 April 2026.A total of twenty (20) winners will be selected.
  • Each winner will receive one (1) e-Gift Voucher promo code valued at ĂŞ 500.

5. Winner Selection & Prize

  • Winners will be selected randomly from eligible transactions recorded during the campaign period.
  • Each selected winner will receive one (1) ĂŞ 500 eGift voucher.
  • The eGift voucher promo code awarded to winners will be valid for sixty (60) calendar days from the date of issuance. Any unused promo code after the validity period will automatically expire and will not be reinstated, extended, or replaced.
  • The promo code cannot be exchanged for cash and is non-transferable.
  • Payit reserves the right to verify the eligibility of winners.

6. Disqualifications

  • Transactions that are cancelled, reversed, refunded, or unsuccessful will not qualify.
  • Any misuse, fraud, or violation of Payit’s terms and conditions may result in disqualification at Payit’s sole discretion.
  •  

7. Modification & Termination

  • Payit reserves the right to amend, suspend, or terminate the Campaign or these Terms & Conditions at any time without prior notice.
  • Payit’s decision regarding all Campaign matters shall be final and binding.

8. Data Usage

  • By participating in the Campaign, customers consent to the collection and use of their personal data for Campaign administration, in accordance with applicable laws and FAB’s Privacy Policy.

9. Governing Law

  • These Terms & Conditions are governed by the federal laws of the United Arab Emirates. 
  • Any disputes shall be subject to the exclusive jurisdiction of the UAE courts