Terms and Conditions

Introduction

  • These terms and conditions (“Terms”) apply to the Ramadan & Eid 2025 – Send to Win Campaign (“Campaign”) conducted by Payit Wallet, by First Abu Dhabi Bank (“Payit”).
  • By participating in the Campaign, you agree to be bound by these Terms.

Campaign Details

  • The Campaign is all about rewarding your money transfer transactions during Ramadan and Eid.  Every transaction you make, increases your chances of wining amazing prizes/rewards in weekly Raffle Draw. 
  • How to multiply Raffle Draw Entries
    • 1-2 transaction = 1 entry
    • 3-4 transactions = 2 entries 
    • 5+ transactions = 3 entries

Eligibility

  • The Campaign is open to individuals who are Payit Registered Users, who meet the campaign criteria.
  • FAB and Payit Employees are not eligible to participate.
  • New to Payit
    1. Download the Payit wallet app for free on Android, iOS, and Huawei App Gallery.
    2. All you’ll need is a valid Emirates ID & active Mobile number, to complete your registration on the app.
    3. Complete your account verification.
    4. Add money to your wallet by linking your local bank Debit card or top-up directly from your bank account.

Campaign Period

The Campaign will run from February 24, 2025, until April 6, 2025, both days inclusive.

Participation

  • To participate, customers must transfer money using Only Wallet Transfer and Easy Transfer service in the app. 
  • Minimum Money Transfer Value: AED 200 and above. 
  • Each qualifying transaction (AED 200 or more) earns raffle entries based on the transaction count.

Prizes/Rewards

  • The prizes/rewards for the Campaign include.
    1. 5 Winners – Apple iPhone 16
    2. 5 Winners – Apple iPad
    3. 5 Winners – Samsung Galaxy S24
    4. 5 Winners – Samsung Tablet
    5. 25 Winners – Over-Ear Headphones
    6. 25 Winners – Bluetooth Speaker
    7. 30 Winners – Lulu Vouchers (AED 500 each)
    8. 30 Winners – Lulu Vouchers (AED 200 each)
    9. 30 Winners – Lulu Vouchers (AED 100 each)
  • The Payit reserves the right to substitute any reward with another of equivalent value without prior notice.

Winners & Prizes/Rewards

  • The campaign will have five (5) Raffle Draws held approximately weekly throughout the campaign period.
  • Weekly prizes will be distributed in order, with winners selected as follows: 
    1. First Prize: iPhone 16 (1 winner).
    2. Second Prize: iPad (1 winner).
    3. Third Prize: Samsung Galaxy S24 (1 winner).
    4. Fourth Prize: Samsung Laptop (1 winner).
    5. Fifth Prize: Wireless Earphones (5 winners).
    6. Sixth Prize: Bluetooth Speakers (5 winners).
    7. Seventh Prize: Lulu Shopping Vouchers worth AED 500 each (6 winners).
    8. Eighth Prize: Lulu Shopping Vouchers worth AED 200 each (6 winners).
    9. Ninth Prize: Lulu Shopping Vouchers worth AED 100 each (6 winners).
  • Winners will be selected through Raffle Draw conducted as per Department of Economy Development (DED).
  • Winners will be randomly selected and notified via the Payit app and website, SMS, or email.
  • If a winner does not claim their prize within 60 days, it will be forfeited and donated to Red Crescent society as per DED guidelines.

Cancellation Policy

  • If the customer requests a cancellation after the transfer has been initiated, the transaction will not be considered as an Eligible Transaction and the refund of transfer fees will not be refunded may not apply. Standard cancellation policies of the transfer service provider will be enforced.

General Conditions

  • The Payit is not responsible for any loss or damage arising from participation in the Campaign or from the acceptance or use of any reward.
  • Participants agree to release and hold harmless the Payit from any claims or liabilities arising from their participation in the Campaign.
  • Payit retains the absolute right to alter or terminate the campaign with prior notice to the customer. By participating, customers accept and agree to the stipulated terms and conditions.
  • These terms and conditions are governed by and construed in accordance with the federal laws of the United Arab Emirates, and any dispute relating to the interpretation of these terms and conditions must be referred to the exclusive jurisdiction of the courts of the United Arab Emirates.
  • The Payit’s decision on all matters relating to the Campaign is final and binding.