Your first account in the UAE
before you even arrive

Trusted by 1.4M+ customers

Arrive ready with Payit

Open your zero-fee digital salary account with just your passport before you arrive in the UAE.

Just your passport
needed

100% Digital
Application

Digital salary
account

Zero account
fees

No minimum balance required.

How to sign up

Step 1

Start your registration. Tap Sign Up, select Payit Account, then choose
Scan Your Passport.

Step 2

Verify your identity.
Scan your passport, confirm your details, and complete a quick video selfie.

Step 3

Complete your application.
Enter your personal, employment, tax, contact, and UAE history details.

Step 4

Secure your account. Verify your mobile number with the OTP, then create and confirm your 4-digit Payit PIN.

Step 5

You're all set! Your Payit Digital
Account is ready to use.

Get your salary paid into your account

No cash. No cheques. Your salary goes straight into your Payit account.

Zero fees on 500+ FAB ATMs

No annual fees and charges

Free digital and physical card

Send money home easily

Send money internationally to over 200 countries and territories/

Spend with your Letsgo Payit Card

Your Letsgo Payit Card is linked directly to your Payit balance, so you can spend the money in your account easily and securely.

Turn your everyday usage into rewards

Earn reward points when you pay, send money or pay bills, and redeem them with your favourite brands.

Payit Passport-Based Onboarding FAQs

Passport-Based Onboarding allows eligible customers with a valid UAE employment visa to open a Payit account using their passport before obtaining an Emirates ID.

You may be eligible if you:

  • Have a valid UAE employment or work visa.
  • Are awaiting issuance of your Emirates ID.
  • Are planning to travel to the UAE for work.
  • Are eligible to onboard from a supported country in accordance with Payit’s onboarding policy.

Yes. Eligible customers can begin the Payit account opening process before entering the UAE, making it easier to get started with account activation once they arrive.

No. Passport-based onboarding before arriving in the UAE is available only from selected supported countries in accordance with Payit’s onboarding policy. 

If you are outside the UAE and located in an unsupported country, you will not be able to continue with the onboarding process.

To begin your application, you will need:

  • A valid passport.
  • A valid UAE employment visa.
  • Your home-country mobile number or UAE mobile number.
  • A valid email address. 

Yes. For the pre-arrival in UAE onboarding journey, you may use either your home-country mobile number or a UAE mobile number during registration, subject to successful OTP verification. A UAE mobile number may be required later to complete account activation after arriving in the UAE.

Getting started is simple:

  1. Download the Payit app.
  2. Select option either Payit Account or Payit Plus
  3. Select option to Scan your passport.
  4. Complete a quick face verification check.
  5. Provide basic information along with your mobile number and email address.
  6. Complete OTP validation.
  7. Set up your PIN.
  8. Complete the onboarding process.

 

For your security, Payit performs several verification checks, including:

  • Passport verification.
  • Face liveness verification.
  • Visa and residency status validation.
  • Mobile number verification through OTP.
  • Regulatory and compliance checks. 

If Payit is unable to verify your passport, visa, identity, or other required information, you will not be able to continue with the onboarding process. You may be able to apply later using your Emirates ID through Payit’s standard onboarding journey once your Emirates ID has been issued.

Pre-Arrival Onboarding (Outside UAE)

Your Payit account will be created once the required verification and compliance checks are successfully completed. However, the account will remain inactive until you arrive in the UAE and update your UAE mobile number. 

Post-Arrival Activation (Within UAE)

After arriving in the UAE, you must complete the account activation by updating and verify your UAE mobile number in the Payit app. 

Once these activation steps and required validation checks are successfully completed, your Payit account will be activated and ready to use.

Once you arrive in the UAE, simply open the Payit app and:

  • Complete face liveness verification.
  • Update and verify your UAE mobile number.
  • Update your UAE address details.
  • Complete any additional validation checks.

After successful verification, your Payit account will be activated and ready to use.

Yes. A valid UAE mobile number must be registered and verified before account activation.

No. You can activate your Payit account before receiving your Emirates ID. However, you must update your Emirates ID details within 60 days of activation. 

After account activation, you have up to 60 days to provide and verify your Emirates ID in the Payit app. This gives you time to complete the Emirates ID issuance process after arriving in the UAE.

Yes. Customers are encouraged to update their Emirates ID as soon as it becomes available.

Yes. During the 60-day period, you can access most Payit services and enjoy the benefits of your Payit account while your Emirates ID is being processed.

No. Account activation can only be completed after you arrive in the UAE and complete the required activation checks.

Your account will remain inactive until you complete the activation process after arriving in the UAE. Please complete activation as soon as possible to start using Payit services.

Yes. An international mobile number can be updated once. Thereafter, a verified UAE mobile number is required for account activation and ongoing use of your Payit account.

Certain services may not be available until your Emirates ID has been updated, including:

  • Money on Demand (MoD).
  • Send Now Pay Later (SNPL).
  • MOHRE – Domestic Worker Salary Payment.
  • Fund Transfer by AANI. 

To continue using Payit, you must update your Emirates ID within the required timeframe. Failure to do so may result in your account being suspended or terminated, restricting access to Payit services.

Your access to Payit services may be restricted until the required Emirates ID verification is successfully completed.

Yes. If your account is suspended due to non-submission of your Emirates ID, you may be able to reactivate it by successfully updating and verifying your Emirates ID, subject to Payit’s verification, review process.

If the Emirates ID is already linked to another Payit customer profile, additional validation may be required. You may be asked to contact Payit Customer Support for assistance.

Yes. Payit will send reminders through:

  • In-Application Push notifications.
  • SMS on Registered Mobile Number.
  • Email communications on registered Email ID.

These reminders are designed to help you complete the update before the deadline.

Yes. Payit will send important notifications regarding your account status through In-Application Push Notifications, SMS, and Email.

Debit card eligibility is subject to successful account activation and fulfilment of all applicable onboarding and verification requirements.

No. There are no additional fees for opening your Payit account through the Passport-Based Onboarding journey.

Passport-Based Onboarding allows you to start your Payit registration using your passport and UAE employment visa before obtaining an Emirates ID. This helps you complete the onboarding process earlier and activate your account faster once you arrive in the UAE.

No. This onboarding journey is currently available only to customers holding a valid UAE employment visa. 

If you need assistance during your onboarding journey, you can contact Payit Customer Support through the Payit app or official Payit support channels. 

Ready for your new life in the UAE?

Start your journey with your free digital salary account today.