Terms and Conditions:

Campaign Period: Aug 1 – October 30, 2025

    1.  Eligibility
      1. The campaign is open to all Payit customers who send international remittance transactions during the campaign period.
      2. Transactions must be completed via Payit using any remittance partner (e.g., Mastercard, MoneyGram, Federal Bank, SWIFT).
      3. Customers must complete a minimum of 2 remittance transactions to qualify.
      4. Only transactions completed during the campaign period will be counted.
      5. Employees of Payit, FAB are not eligible to participate.

      2. How to Participate

      1. Customers earn 1 Heart for every remittance transaction.
      2. To qualify for the draw, a user must complete at least 2 transactions during the campaign period.

      The customer earns:
      • 1 entry for completing 2 transactions
      • +1 entry for each additional transaction (e.g., 3 transactions = 2 entries, 5 transactions = 4 entries)

      3. The more transactions (hearts), the higher the chances of winning.

      3. Prizes

      Grand Prize (Monthly):

      15 winners total (5 winners per month: August, September, October).

      • Each winner will receive cashback equivalent to their highest remittance transaction, capped at ê 1,000.
      • Cashback will be credited to the sender’s Payit wallet.

      4. Winner Selection

      • Winners will be selected via random draw at the end of each month during the campaign period.
      • Winners will be contacted by phone/email registered with Payit.
      • Prizes will be disbursed within 5–7 business days of winner confirmation.

      5. General Terms

      1. This campaign is limited to remittance transactions only. Bill payments, mobile top-ups, or domestic transfers do not qualify.
      2. Transactions must comply with Payit’s standard remittance terms and conditions.
      3. Prizes are non-transferable, non-exchangeable, and not redeemable for cash.
      4. Payit reserves the right to modify, suspend, or cancel the campaign at any time.
        In case of any disputes, Payit’s decision will be final.