Terms & Conditions

Campaign Overview

This raffle campaign is organized by Payit (powered by First Abu Dhabi Bank) to promote the OnDemand loan feature. Eligible customers who take a qualifying OnDemand loan during the campaign period will be automatically entered into a lucky draw to win AED 1,000.

All active Payit customers only from the Ratibi segment are eligible for this campaign
Only OnDemand loans applied and disbursed during the campaign period will be considered eligible.
Employees of Payit or FAB are not eligible to participate.

A total of 1 winner will be selected at random after the campaign ends.
The winner will receive an AED 1,000 Payit cash voucher.
Winner will be notified via email and/or in-app within 20 working days of the conclusion of the campaign.
Voucher will be sent to the winners’ registered email address with Payit within 20 working days after the campaign ends.
Vouchers are non-transferable and cannot be exchanged for cash.
The voucher will not be active after the expiry date of the voucher.
The raffle draw will be conducted in accordance with DED regulations.

Payit reserves the right to verify customer eligibility at any time during or after the campaign.
Payit reserves the right to modify, suspend, or cancel the campaign at its sole discretion with prior notice.
By participating, customers agree to these Terms and Conditions and consent to Payit contacting them regarding the campaign.
All decisions made by Payit regarding this campaign are final and binding.

Any detected or suspected fraudulent activity, misuse, or manipulation to gain raffle entries will result in immediate disqualification and possible suspension of the customer’s Payit account.

Payit and FAB shall not be liable for any loss, damage, or disappointment suffered by participants because of participating in this campaign or receiving any prize.
In the event of any disputes related to the campaign, FAB’s decision shall be final and binding.

By participating in this campaign, participants consent to the collection, processing, and use of their personal information by Payit and FAB for the purposes of administering the raffle draw, prize distribution, and related promotional activities in accordance with applicable data protection laws and FAB’s privacy policy.

- These terms and conditions are governed by and construed in accordance with the federal laws of the United Arab Emirates. Any dispute relating to the interpretation of these terms and conditions must be referred to the exclusive jurisdiction of the courts of the United Arab Emirates.

For any inquiries regarding this campaign, please contact Payit customer support at help@payit.ae