Terms and Conditions

Introduction

  • These terms and conditions (“Terms”) apply to the Payit Win in 10 Campaign (“Campaign”) conducted, by First Abu Dhabi Bank (“Payit”).
  • By participating in the Campaign, you agree to be bound by these Terms.

Campaign Details

  • The Campaign is about rewarding customers who maintain AED 1,000 in their Payit wallet for 10 consecutive days during any of the campaign cycles within the campaign period

Eligibility

  • The Campaign is open to Payit registered users who meet the campaign criteria, excluding Ratibi, NAFIS and ADSSA customer.
  • FAB and Payit Employees are not eligible to participate.
  • New to Payit:
    1. Download the Payit wallet app for free on Android, iOS, and Huawei App Gallery.
    2. Provide a valid Emirates ID and active mobile number to complete registration.
    3. Complete your account verification.
    4. Add money to your wallet by linking your bank card or topping up from your bank account.

Campaign Period

  • The Campaign will run from May 1, 2025 to May 30, 2025, both days inclusive.
  • Customers can qualify by maintaining AED 1,000 in their wallet for 10 consecutive days during any of the following cycles:
    1. Cycle 1: May 1 to May 10
    2. Cycle 2: May 11 to May 20
    3. Cycle 3: May 21 to May 30

Participation

  • To participate, customers must maintain a minimum wallet balance of AED 1,000 for 10 consecutive days within any of the three stated cycles.

Winners & Prizes/Rewards

  • A raffle draw will be conducted after each cycle to select winners.
  • Each winner will receive AED 1,000 as a reward. (There will be one winner per cycle).
  • Winners will be selected through a Raffle Draw conducted as per Department of Economy Development (DED) Guidelines.
  • Winners will be randomly selected and notified via the Payit app, website, SMS, or email.

General Conditions

  • Participants agree to release and hold harmless Payit from any claims or liabilities arising from participation in the Campaign.
  • Payit retains the right to alter or terminate the campaign with prior notice to customers. By participating, customers accept and agree to the stipulated terms and conditions.
  • These terms and conditions are governed by and construed in accordance with the federal laws of the United Arab Emirates, and any dispute relating to the interpretation of these terms and conditions must be referred to the exclusive jurisdiction of the courts of the United Arab Emirates.
  • Payit’s decision on all matters relating to the Campaign is final and binding.