Create a Payit Universal Account

What is a Universal Account?

A Universal Account is a digital account category designed for individuals earning up to AED 5,000 per month, providing access to essential banking services in a simple, secure, and affordable way.

Payit Universal Account follows all CBUAE guidelines, offering a trusted solution backed by First Abu Dhabi Bank.

What is a Universal Account?

Receive Salary & Income

Get your salary directly into your Payit account.

Send Money

Transfer funds locally or internationally with ease.

Pay Bills

Settle utility bills and everyday payments from your phone.

Why Choose Payit Universal Account?

  • No Minimum Balance
    Open and use your account without
    maintaining a minimum balance.
  • 100% Digital Onboarding
    Get started in minutes through a fullydigital
    process.
  • Debit Card Included
    Access your funds easily with a Payit
    debit card.
  • Multilingual App
    Available in English, Arabic, Hindi,
    and Urdu.

Built for Employers Managing Payroll

Simplify payroll for your workforce with a compliant and easy-to-use digital solution.

Easy Salary Disbursement

Pay employees securely into their Payit Universal Accounts.

Supports Financial Inclusion

Enable access to banking for employees without traditional accounts.

Simple Onboarding for Teams

Get your workforce set up quickly with digital registration.

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