Use Payit. Win an Electric Scooter

Send Money Home or get an OnDemand loan this October and get a chance to win an electric scooter.

More Use = More Chances

Each eligible transaction gives you 1 chance

Maximum 3 chances per customer
(3 transactions = 3 chances)

Use Payit Today & Start Winning

Prizes

  • 10 winners will be selected during the Campaign
  • Each winner will receive one electric scooter
  • 5 winners will be selected from eligible OnDemand transactions
  • 5 winners will be selected from eligible Send Money Home transactions

Campaign Period

  • Start Date: 1st October
  • End Date: 31st October

Who Can Join

All eligible Ratibi customers

Terms & Conditions

1. Eligibility

This campaign (“Campaign”) is open to Ratibi customers using the Payit Wallet application within participating corporates.

2. Campaign Period

  • The Campaign is valid from 1 October 2026 until 31 October 2026, both days inclusive.
  • Transactions completed outside the Campaign Period will not be eligible for entry.

3. Eligible Transactions

Entries apply only to successful eligible transactions completed during the Campaign Period through:

  • Send Money Home (international remittance)
  • OnDemand loan

Only successfully completed and verified transactions will qualify for entry.

4. Entry Rules

  • Each successful eligible transaction = one (1) entry.
  • Two (2) transactions = two (2) entries.
  • Three (3) or more transactions = three (3) entries maximum during the Campaign Period.
  • A customer can receive a maximum of three (3) entries during the Campaign Period. Any additional eligible transactions beyond the first three will not provide additional entries

5. Draw Structure & Winner Selection

A raffle draw will be conducted after the end of the Campaign Period.

A total of ten (10) winners will be selected:

  • Five (5) winners from eligible customers who completed qualifying OnDemand loan transactions
  • Five (5) winners from eligible customers who completed qualifying Send Money Home transactions

Each selected winner will receive one (1) electric scooter.

6. Prize

Each selected winner will receive one (1) electric scooter.

The prize is non-transferable and cannot be exchanged for cash.

7. Disqualifications

Cancelled/reversed/failed transactions will not qualify for entry.

8. Modification & Termination

Payit reserves the right to amend/suspend/terminate the Campaign and/or these Terms & Conditions.

9. Data Usage & Governing Law

Participation in the Campaign implies consent to the processing of personal data for Campaign administration purposes in accordance with applicable laws and the applicable privacy policy.

The Campaign and these Terms & Conditions are governed by the federal laws of the United Arab Emirates.