Term and Conditions

Customers who get “Money on Demand” during the promotional period will have a chance to win AED 100 Payit Cash eGift Voucher in a raffle draw.

Promotion Dates:  1st December 2023 – 30th December 2023.

Winner Announcement Dates: 9th January 2024 to 12th January 2024

How to participate

  1. Download the Payit wallet app for free on Android, iOS and Huawei App Gallery *
  2. All you’ll need is a valid Emirates ID & active Mobile number, to complete your registration on the app.
  3. Complete your account verification.
  4. Request for Money on Demand


All Ratibi customers are eligible to participate in this campaign.

Terms & Conditions

  1. The campaign is open only to Ratibi customers.
  2. The campaign starts on December 1 and concludes on December 30.
  3. To participate, users must avail Money on Demand during the campaign period. By availing Money on Demand, users automatically enter the raffle draw.
  4. Winners will be notified between January 9 and January 12.
  5. A total of 20 winners will be chosen. Each winner will receive an AED 100 Payit Cash eGift Voucher. The vouchers are non-transferable, non-refundable, and cannot be exchanged for cash or other products.
  6. Payit retains the absolute right to alter or terminate the terms and conditions of this campaign without prior notice. Participants are advised to regularly check for any amendments or updates. Participants are deemed to have accepted these terms & conditions by participating in the campaign.
Wishing you Good Luck!