Campaign Overview

This campaign is organized by Payit (powered by First Abu Dhabi Bank) to promote first-time usage of Payit’s key services among newly acquired and eligible Payit users.

Eligible customers who successfully complete their first qualifying transaction during the campaign period will receive 1,000 Payit Reward Points, subject to these Terms & Conditions.

Qualifying transactions include:

  • First International Remittance Transaction
  • First OnDemand Transaction
  • First Bill Payment Transaction

Campaign Duration

  • Start Date: 1 August 2026
  • End Date: 31 August 2026

Eligibility Criteria

  1. This campaign is available by invitation only and is open exclusively to selected Payit customers who receive campaign communication directly from Payit.
  2. Participants must have an active and fully verified Payit account.
  3. Eligible customers must complete their first qualifying transaction during the campaign period.
  4. Qualifying transactions include:
    • First International Remittance Transaction
    • First OnDemand Transaction
    • First Bill Payment Transaction
  5. Employees of Payit or First Abu Dhabi Bank (FAB) are not eligible to participate in the campaign.
  6. Customers must have an active Payit account in good standing throughout the campaign period.
  7. Each eligible customer may receive the reward once only, regardless of the number of qualifying transactions completed during the campaign period.

Reward Details

  • Reward: 1,000 Payit Reward Points
  • Number of Rewards Available: First 3,000 eligible customers
  1. Reward Points will be awarded to the first 3,000 eligible customers who successfully complete a qualifying transaction during the campaign period.
  2. Eligibility will be determined based on the transaction completion date and time recorded in Payit’s systems.
  3. Cancelled, reversed, refunded, unsuccessful, or invalid transactions will not be eligible.
  4. Once the reward allocation limit of 3,000 customers has been reached, no further rewards will be granted, even if the campaign period remains active.

Reward Distribution

  1. Eligible Reward Points will be credited to the customer’s Payit Rewards account within 60 working days from the end of the campaign.
  2. Reward Points are subject to the Payit Rewards Program Terms & Conditions.
  3. Reward Points are non-transferable and cannot be exchanged for cash or any other alternative.

General Conditions

  1. Payit reserves the right to verify participant eligibility and transaction validity at any time during or after the campaign.
  2. Payit reserves the right to determine whether a transaction qualifies under this campaign.
  3. Any fraudulent activity, abuse of the promotion, suspicious transactions, duplicate accounts, or breach of Payit’s Terms & Conditions may result in disqualification from the campaign and forfeiture of rewards.
  4. Payit may modify, suspend, or terminate the campaign with prior notice, subject to applicable laws and regulatory requirements.
  5. Participation in the campaign constitutes full acceptance of these Terms & Conditions.
  6. In the event of any dispute regarding eligibility, qualification, reward entitlement, or interpretation of these Terms & Conditions, Payit’s decision shall be final and binding.

Liability

Payit and First Abu Dhabi Bank shall not be liable for any loss, damage, or disappointment suffered by participants arising from participation in the campaign or receipt of the Reward Points.

Data Usage

Participants consent to the collection, processing, and use of personal data for campaign administration and promotional purposes, in accordance with applicable UAE laws and FAB’s Privacy Policy.

Governing Law

These Terms & Conditions are governed by the federal laws of the United Arab Emirates, and any disputes shall be subject to the exclusive jurisdiction of the UAE courts.