Tag: Financial Literacy

Why is Gold Rate in Dubai So High Right Now? A Look at What’s Changed Over the Years

It’s hard to find someone who doesn’t have or want to have gold. But why does the price tag on a plain 24-karat coin in Dubai now read closer to AED 400 per gram when it was barely AED 140 a decade ago? What has changed and what hasn’t for gold in Dubai? Let’s decode.

Urgent Cash Loan in UAE – What to Do If You Don’t Qualify for a Bank Loan

Did you ever need urgent cash and struggle to get it due to a bad credit score? That’s the situation I found myself in recently, and going through the stress of getting instant money in my wallet was not easy at all. So let me share my story, and the solution that worked for me, when every other door seemed shut.

Saving 101 – How to Save AED 100 Monthly to Reach AED 100K?

It might sound too small to matter, but saving AED 100 monthly can turn into AED 100,000 with time, patience, and a bit of financial strategy.

Cashback vs. Reward Points – Which Loyalty Program Is Better for You? 

The UAE’s loyalty program market is expected to escalate to $2.2 billion by 2028. And what’s the reason behind this whopping number? It’s simply discounts, free delivery, cashback, and early access to sales. When brands reward customers with all these benefits for good products, they reward them with loyalty, and vice versa.

Salary Advance Vs. Payday Loans – Which Is Better?

If unexpected expenses looked at our bank balance before knocking on our doors, you’d not be here reading this article. You can take care of big expenses via regular loans, but what about small, sudden requirements before your salary drops into your bank account? You’d turn to salary advances or payday loans. But what’s the difference between the two, and what’s the best for you in any given situation? Let’s understand that in detail here.

How to Make the Most of Card Offers Without Falling Into Debt

Is your card helping you build wealth, or are you just accumulating debt? Well, cards bring you tempting benefits — cashback, discounts, loyalty points, and travel perks. But misuse them, and those same benefits turn into debt traps with high interest and fees.

What is Micro-Savings – How to Build Wealth with Small Daily Contributions?

Ever felt like your salary flew away from the account in just a blink? All the time, right? Well, daily expenses pile up before you can blink, especially in high-cost cities like Dubai and Abu Dhabi. And traditional savings often feel out of reach. So, is there any smarter, more realistic alternative?

What is Borrow Now Pay Later? Should You Try It in 2025?

With the increasing demand for flexible payment solutions in the UAE, Borrow Now Pay Later services are expanding rapidly. Although Borrow Now Pay Later and Buy Now Pay Later services may appear similar, they are distinct from each other.

5 Must-Have Financial Apps in the UAE for 2025 You Should Download Now

Fintech is hot when it comes to managing our finances. You have plenty of options that help you manage your finances without any lapses. These apps bring convenience and efficiency to your finances. Are you keeping up? Managing finances today requires more than spreadsheets. If you pick the right apps, you can simplify payments, increase savings, and grow your wealth.

5 Tips to Stay Safe from Scams While Transferring Money Online in the UAE

Paying bills, sending money to family, or shopping online — online money transfer always comes in handy. But with this convenience comes risk. In 2024, hackers leaked 269 million card records and 1.9 million stolen U.S. bank checks on the dark web and public platforms. Scammers are becoming smarter.