Moving to the UAE often brings a few surprises:
As one expat we spoke with said, “Switching to app-based payments cut my bill‑pay time by half, and I avoid the queues.” These real frustrations call for simple, digital solutions.
Clearly, mobile-first finance isn’t just popular, it’s essential.
Challenge: Traditional banks require residency, salary proofs, or minimum balances. Solution: Opt for a regulated, accessible wallet like Payit. All you need is your Emirates ID and phone number and no bank account required. You can:
Tip: Test small transfers and top‑ups first to build confidence.
Cross-border transfers often come with unclear charges.
Solution: Use wallets offering flat rates and upfront exchange rates. Digital wallets like
Payit let you see the rate before confirming. Experts suggest comparing a few options before sending funds home.
Tip: Time your transfers wisely. Exchange rates fluctuate. Sending on the right day could mean extra savings for you.
Challenge: Fraud is a concern, especially if you don’t fully trust financial platforms.
Solution: Always check for Central Bank licensing and encryption standards. Payit is regulated by the UAE Central Bank and backed by FAB.
Tip: Use strong authentication and log out after each session.
Challenge: Expat life means juggling rent, groceries, transport, and more.
Solution: Look for multifunctional wallets. Payit integrates:
A Dubai-based freelancer shared: “OnDemand Payit saved me when my laptop died- got credit, fixed it, and repaid it on time.”
Tip: Start with everyday uses (bills, groceries), then layer on credit and remittance features.
Here are a few actionable tips:
Digital wallets aren’t just convenient, they help you save time, stay secure, and manage money better. For UAE expats, they’re a lifeline for remittances, rent, savings, daily bill payments, or shopping with physical cards (like Let’s Go Payit cards) without needing a bank account.
If you haven’t already, download Payit and explore its features. It’s a simple, regulated tool that helps you pay bills, send support, split meals, access credit and more, all in one friendly, secure app.