How to Budget for a Vacation Outside the UAE

  • October 03, 2021
  • 10 minutes read

Table of Contents

Planning a vacation this year? How about visiting the Bahamas? Or probably Spain? Japan, perhaps? Sure, an international vacation requires more planning than a local one, but it’s also more fun!

What was that? 

Are you worried about financing your stay? 

Wondering how you’ll budget your trip to Norway or to Jamaica? 

Well, it’s true that you’ll be using a different currency, so it can sometimes get hard. Other than that, you’ll have to figure out how the payment system works at a certain destination and arrange for suitable means of making those payments, whether it’s pre-payment, payment on arrival, or post-payment!

What’s the Easiest Way to Pay for an International Vacation?

Wherever you go for your vacation, you’ll most probably have three major modes of payment.

  1. Cash

‘Cash is king.’ You’ve probably heard this catchphrase from a number of traditional vacationers. The logic behind this claim is that cash makes it easy to get used to the new payment environment and to figure out an estimate of your total expenses. And since it’s a new place, it’s best if you’re in charge of its protection. 

Ironically, cash is also the easiest target of thieves and pickpockets, especially with tourists. It’s also easy to not know the pricing system in one place and end up overpaying because there’s no automation to tell you the actual payable amount. 

  1. Cards

Next, let’s see how things would go down with a banking card. Many banks allow international payments. Some even have international subsidiaries. Cards also offer an advantage over cash in the sense that they’re easy to protect and make payments with. 

However, when you go abroad, there’s still a chance that you may face fraud or get your card declined for some reason. In this case, contacting your bank and getting things fixed can take quite along. Other than this, the terms and conditions on certain international transactions may be just beyond your tolerance or ease of use. 

  1. E-Wallet

E-wallets, such as the payit, are a fusion of digitized payment systems and traditional cash. It’s completely virtual, which makes it impossible to ‘steal’ your money. 

In addition, these apps work independently and do not need to be associated with a physical establishment, which allows you to use them globally without much hindrance. And since they’re accessible on different devices, you can use these wallets from anywhere at any time through an internet connection. 

The apps are encrypted to keep your information and money safe. Moreover, e-wallets such as payit offer vouchers, coupons, and loyalty rewards in different stores and franchises, which helps in bringing down the overall expense. 

In short, an e-wallet combines the satisfaction of handling cash with the efficiency of cards in order to make your budgeting and spending easier.

How to Budget for a Vacation Outside the UAE

If you’re going on an international vacation, you should start your budgeting at least a month or more prior. This will help you work out your total trip duration, holidays, festivals, bookings, money exchange fluctuations, and many other factors that can affect the overall budgeting of the whole trip. 

To help you plan and implement your budget, here’s a two-step formula!

First: Pick Your Priority: Budget or Designation?

On the one hand, there are people who figure out how much they can squeeze their budget and then pick a destination that fits their range.

On the other hand, there are vacationers who see no problem in picking a destination they want to visit and then doing everything they can to reach that expense range. 

This is your first decision-making point. Are you going to stay budget savvy and keep your destination within your budget range, or will you cut yourself some slack and just allow your budget to go beyond your ideal limit?

Second: Build Up the Estimates

In international travel, budgeting can easily go sideways, so it’s important to be absolutely sure of how you’ll spend your new currency. In this case, a checklist of all your expense categories along with the average amount spend can make things easier.

Wondering how to create one? We’ve already done it for you!

Pre-Travel Expenditure

Your pre-departure expenses include some necessary as well as some luxury expenses. For the necessary ones, you can think of your visa and passport fees, clothing, healthcare insurance, guide material, luggage, and medications. 

Some others that qualify as luxury expenses can include your own toiletries, new travel gear, and photo equipment. 

Although you will need almost all of these at some point, the amounts that you may pay for them can vary by great numbers. So, in order to avoid spending on more than what you actually need, it’s best to draw up a list of everything you already have. 

Next, you can check your payit wallet for discounts on brands and products you still need to buy. This will further allow you to bring the total amount down.

Transport Fare

Hop in a car to travel across America. Catch a train to explore Europe. Cruise around the Mediterranean. Ride a bus safari in the Sahara. Or take a round trip plane ticket to London. In any case, you’ll have to pay for transport services.

Other than the vehicle fare, you will most probably have cargo fare to pay for as well. Checked baggage fee, airport parking, and numerous other expenses can add up to a substantial amount within no time. 

So, try to map out your entire transport route according to your destination, the activities you’ll do, and the site you’re going to visit. 

Cellular Data, Roaming, and Internet Connection

When you leave your hometown, you’ll also need to arrange for a strong internet connection to assist you on the go. 

You can get free access to Wi-Fi systems at the airport lounge and inside your hotel, in your airplane, or in any other mode of transportation, as well as at most public places of your destination.

However, these can be really slow and unsafe to use. The best way to avoid problems, in this case, is to enable your cellular roaming and invest in a device or an internet package. 

Whenever you feel like your internet package is near its capacity, simply log into your payit app and recharge the package with the data company!

Accommodation and Meals

Here, you’ll have a variety of options to choose from. First, you should choose where you’ll stay during the duration of your trip. Is it an AirBnB? A guesthouse? A resort? Or probably someone you know is letting you stay with them? Which category of services can you afford? The basics or the premiere ones?

And then there’s food. Sure, there’s that one steakhouse or sushi restaurant that you must try out, but what about normal meals? Are you paying the hotel for meal arrangements, or do you want to do everything freestyle, exploring street foods and seafood and fancy dinners and whatnot? 

If you use an e-wallet for payments, you’ll probably get special discounts on advanced booking, and also at quite a few restaurant chains! 

There are many renowned hotel chains, guesthouses, and other lodgings that collaborate with e-wallets to provide special treatment to the guests who pay through those sources, so plan your budget according to your e-wallet facilities can help you get more for less!

Leisure Expenses

Here, you have to decide where and how and how much you’re going to spend. This includes recreational activities, site tours, services you may avail of, as well as the shopping you’ll do at the duty-free, large retail stores and thrift shops and vendors.

When it comes to leisure expenses, e-wallets offer tons of exciting advantages for their customers in retail shopping stores, in theme parks, as well as for a variety of fun activities that you can add to your list!


Lastly, try to keep some of your money as savings. You never know when you may need it for a medical emergency, an unexpected rent, or anything else that you haven’t accounted for in your budget!

Final Words

With an e-wallet, planning a vacation is much less complicated and much smarter than the traditional currency exchange mess. 

E-wallets also help you estimate the bare minimum as well as the maximum amount of money you may spend and maintain a track of your receipts and payments so that you do not detract from your budget!

Leave a Reply

Your email address will not be published.