All-in-One Financial Hub – Ways to Open Your Payit Plus Account

  • May 16, 2024
  • 04:45 Minutes


A Payit Plus account is a digital account that allows you to receive your salaries directly into your mobile wallet app, bypassing the complexities of traditional WPS systems. Employers can effortlessly meet WPS guidelines while ensuring instant payment to their workforce.

You have full control over your finances with the Payit digital wallet app. You can receive salaries, make bill payments, recharge phones, and even transfer money internationally. This makes Payit Plus, an all-in-one financial hub. This article talks in detail about how to open a Payit Plus account.

Introducing Payit Plus – Your Ultimate Financial Companion

Payit Plus is an extension of the Payit digital wallet, providing users with a multi-functional account to handle financial activities with ease. It is a huge benefit for those who are earning less than AED 5,000 per month since they can receive their salaries online.

The existing banking requirement does not allow people earning less than AED 5k per month to open a bank account and hence, they often remain unbanked. Payit plus, doesn’t have a minimum salary requirement, not it has a minimum balance requirement.

It brings them into the banking ecosystem to empower them with digital account and payment management solutions. It’s designed to accommodate a wide range of services, including but not limited to:

  • Money Transfers: Send money locally and internationally with minimal fees.
  • Bill Payments: Pay your utilities and other services effortlessly.
  • Shopping: Enjoy a hassle-free shopping experience, offering exciting deals and offers.
  • Card Services: Access prepaid card services like Ratibi and Money on Demand.
  • eGift: Send eGift vouchers from top brands or cash to your friend or relative’s wallet.

Moreover, Payit Plus has no additional cost, emphasising zero annual charges, zero account service fees, and zero fees on ATM withdrawals, among other perks. Now, let’s explore how to open your Payit Plus account.

Opening Your Payit Plus Account: A Step-by-Step Guide

To open a Payit account, there are three distinct methods as mentioned below.

Method 1: For New Users with a Welcome Email from Payit

Payit Plus | Open a Payit Plus Account Using Account Number and Mobile Number | EN

If you have received a welcome email from Payit, opening a Payit Plus Account is simple and convenient. Here’s what you need to do:

  1. Locate your Account Number and Registered Mobile Number: These details are provided in the welcome email from Payit and are essential for setting up your account.
  2. Follow the Welcome Email Instructions: Use the account number and mobile number to access the Payit digital wallet app and complete the account setup process.

Also, read 10 Irresistible Reasons to Open a Payit Plus Account

Method 2: For Individuals New to Payit

Payit Plus I How to open your Payit Plus Account | EN

Those who are entirely new to Payit can start their Payit Plus Account with these steps:

  1. Download the Payit Wallet App: Download the Payit Wallet app on your mobile device from the app store.
  2. Sign Up: Click on the ‘Sign Up’ button within the app to start the registration process.
  3. Upload Emirates ID: You will need to upload the front and back sides of your Emirates ID to verify your identity.
  4. Facial Recognition and Liveliness Check: Complete the facial recognition and liveliness check to ensure that your account is secure and that you are accessing it.
  5. KYC Process: Fill in the details in the risk rating and the FATCA-CRS questionnaire as part of the Know Your Customer (KYC) process.

By following these steps, your Payit Plus Account will be ready.

Method 3: For Existing Payit Users Upgrading to Payit Plus

For Payit User – Learn how upgrade to Payit Plus | EN

Existing Payit users seeking to upgrade to Payit Plus can do so with ease. Here’s how:

  1. Access Your Existing Account: Log into your current Payit account using the Payit app.
  2. Select Upgrade Option: Within the app, find and select the option to upgrade to a Payit Plus Account.
  3. Complete NFC Validation: To elevate your account to the ‘Full KYC Salary Segment,’ complete the necessary NFC validation.
  4. Enjoy Enhanced Features: Once the upgrade is complete, you can access all the advanced features of a Payit Plus account.

By choosing the method that aligns with your current status, whether you’re a newcomer to Payit or looking to upgrade your existing account, you can experience the full range of Payit Plus’s financial services.

These include a comprehensive suite of options like QR code payments, bill payments, international money transfers, and more, all aimed at providing a seamless financial management experience.

Benefits with Payit Plus Account

Upon successful registration and verification, you can access all the features that Payit Plus offers:

Zero Fees

Experience the freedom from various fees, ensuring that your money goes further.

Digital and Physical Cards

Get your Letsgo Payit Card activated for both online and in-store purchases without any additional charges.

Offers and Rewards

Take advantage of over 100 offers from popular brands, competitive foreign exchange rates, and the Cash Pick Up service by Moneygram.

Competitive FX Rates

Enjoy competitive foreign exchange rates and low transfer fees for international transactions.

Cash Pick-Up Service

Moneygram’s service allows you to send money that recipients can pick up in cash.

Education Fees and Vouchers

Pay educational fees and purchase gift vouchers directly through the app.

Bank Transfer Top-Ups

Easily top up your Payit Plus account via bank transfer.

Safety and Security

With Payit Plus, transactions are protected with the latest security measures, ensuring that your money and personal details are safe.


Payit Plus is the ultimate digital financial solution that provides a comprehensive platform for managing your finances in a convenient and secure manner. With Payit Plus, you can pay bills, shop, and transfer money with ease. Following the simple steps outlined, you can open a Payit Plus account today and take advantage of a wide range of benefits.

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