Category: Financial Literacy

No Credit History? 4 Ways to Get Money Without a Credit Check

Your loan application in the UAE will be rejected if all your EMIs (equated monthly investments) has reached 50% of your monthly income. Thus, your credit history significantly impacts you when you need money in urgent situations.

Ratibi Salary Card Vs. Traditional Payroll Card What’s the Difference?

As we move towards a more digital and cashless society, how we receive and manage our salaries has also evolved. Salary cards like ratibi salary cards have emerged as a popular alternative to traditional payroll systems due to the flexibility to make digital payments.

Assessing Cash Now Pay Later Schemes: Why is it Good and Why is it not?

Cash now pay later has recently gained traction due to its flexibility with the installments and availability in smaller amounts.
Many individuals and small businesses need money for several reasons, such as
– To meet financial emergencies
– To maintain a cash flow
– Spend for business growth
– Own specific equipment/tools for business, etc.

5 Common Mistakes People Make While Applying for Online Loans

Applying for a loan might be a daunting task for many, but not for those who research thoroughly and avoid common mistakes. Mistakes made in the financial world cost you more money than the mistakes you make in other areas.

UAE Unemployment Insurance –  Criteria You Must Meet to Be Eligible

The United Arab Emirates (UAE) has implemented an Unemployment Insurance Scheme to provide financial support to employees who face unexpected job loss. This program came into effect on January 1, 2023. However, you need to meet specific eligibility criteria to benefit from this scheme.

10 Free Online AI Courses to Use AI Effectively

In the last few years, Artificial Intelligence (AI) has become prevalent in almost every sector. From finance to product management, AI has made work more efficient. This has also led to various career opportunities in the field of AI.
Are you interested in learning AI for free then this article covers 10 free online courses that can empower you to leverage AI technology effectively.

How to Invest in Gold in UAE

Did you know that gold prices in the UAE have surged by 26.37% over the last year?
The likelihood of it dropping anytime soon is incredibly low. This could be the perfect moment to consider investing in or purchasing gold in the UAE.
This article explores different investment options for gold in the UAE in 2024 to maximize returns on this safe-haven asset.

How to Invest Money in UAE for Maximum ROI

To maximize your return on investment (ROI) in the UAE, it’s essential to embrace a strategic and diversified approach. As an investor, you must understand the various asset classes and investment vehicles available and how to leverage them effectively to build a well-balanced portfolio.

Types of Fees Involved in an International Money Transfer

Moving funds from the UAE to other countries for personal or business reasons involves various fees. Knowing these costs is crucial for anyone who wants to manage their money efficiently and reduce international transfer fees.

How to Renew a Vehicle Licence in Dubai?

The Roads and Transport Authority (RTA) oversees the licence renewal process in Dubai. RTA ensures that your vehicle remains legally registered and compliant with local regulations. Timely renewal is essential to avoid fines, legal issues, and potential disruptions to your daily commute.