How You Can Get Paid as a Freelancer in UAE without a Bank Account?

  • July 04, 2022
  • 4 Minutes

Index

While you become your boss when you work as a freelancer in the UAE, you also may deal with some problems, and the most common problem related to freelancing is getting paid on time. You send an invoice to the client and then chase the client for the payment, and after many reminders, you finally receive the money in your bank account.

But what if you don’t have a bank account? Especially in the UAE, how can you get paid as a freelancer without a bank account?. Do you have any option that gets you paid and allows you to enjoy all your lifestyle benefits?

It is challenging for freelancers to open a bank account since they may not have a regular income, and freelancing is highly inconsistent in receiving payments.

So, Let’s explore in this blog how one hassle-free feature will allow you to get paid as a freelancer in the UAE without needing a bank account. 

How Do Freelancers Get Paid?

Freelancing may sound enticing and one of the most convenient ways to make money, but it also brings many challenges along the way, and the worst is getting paid.

Freelancers are the solopreneurs that provide services to clients on a project basis. For example, suppose you are a graphic designer providing graphic designing services to multiple clients. In that case, you may have a fixed monthly remuneration from your clients or get paid on a project-by-project basis.

One of the most frustrating parts of freelancing is that you may not have clients for the long term, as your current clients may no longer require your services after a few months. Thus, you do not have a regular or consistent source of income that you regularly receive in your bank accounts.

Unlike salaried employees, since you get paid on an assignment basis, you have first to send invoices to your clients, and once the invoice is sent, you also need to follow up with your client to get yourself paid.

But, to get paid, you need a bank account, and opening a bank account is quite difficult in the UAE if you don’t receive a minimum monthly income.

Let’s see why having a bank account in the UAE is difficult if you work as a freelancer.  

Why Do Freelancers Find It Difficult to Open a Bank Account in the UAE?

To open a bank account in the UAE, you must earn a minimum monthly salary of AED 5,000 (differs from bank to bank) and present a No-objection Certificate (NOC) from your employer. Now, freelancers don’t get employed, so they can’t show the NOC and also don’t get a fixed monthly salary.

However, you can register your business and open a business account. Still, at the early stage of your freelancing business, getting a business license may also be quite expensive.

Thus, it becomes a headache for freelancers to get paid in the UAE, especially those who receive less than AED 5,000 per month.

So, is there any option to get paid in the UAE as a freelancer? Most of you might be receiving fees in cash or getting them deposited in your spouse’s bank account. But, what if Payit eWallet can change your freelancing life and make your payments seamless and faster in one tap…

How to Get Paid as a Freelancer Without a Bank Account in the UAE?

Payit eWallet mobile application has a “ request payment” service that allows you to request payment from your clients and get paid without a bank account. The advantage of using the ‘request payment’ feature is that you can ask for the payment in the most polite manner.

The app will notify your employer to make the payment to you and it works as a reminder for that. The best part of requesting payment service is that the client does not need to sign in to the app to make the payment to you.

So, here’s a step-by-step procedure on how to get paid using the “ request payment” service from payit app as a freelancer when you don’t have a bank account.

How to Use ‘Request Payment’ on payit?

  • Download and sign up on the payit app. (How-to Video)
  • From the app dashboard, tap ‘request payment’.
  • Select your client contact from your phone to request payment.
  • You can also share a QR code to the contact number you request payment from.
  • Add the amount you are requesting and send it to the contact.

Upon request, the client will be immediately notified that you requested the payment and they can make the payment to you through the app without signing in.

Thus, payit acts as your pocket bank account, allowing you to receive your freelancing income quickly without having a bank account.

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