Your Cashless Payments Knowledge Hub

Budgeting Tricks for New Parents in UAE

Once you become a parent, everything changes, and one of the most significant things that will change is your expenses. While raising a child is one of the most fulfilling experiences in your life, many people conveniently forget to mention the impact on your budget.

6 Tips to Plan for Back-to-School Finances: Back-to-School Students’ Guide

Only 25% of the high school students in the USA have access to personal finance education this year. However, 80% demanded to be educated about managing their personal finances.

No Credit History? 4 Ways to Get Money Without a Credit Check

Your loan application in the UAE will be rejected if all your EMIs (equated monthly investments) has reached 50% of your monthly income. Thus, your credit history significantly impacts you when you need money in urgent situations.

Unlocking Money on Demand Feature Through Ratibi Salary Cards

When you use your credit card for most of your purchases, you may want to withdraw some cash using it. However, they may charge hefty fees if you don’t repay them on time. But, in times of emergency, you need urgent money without interest, and the best way to solve the problem for a while immediately is a cash advance.

7 Things to Consider While Selecting a Payment Processor for Your Business

Whether you are a small business owner or a big giant in any industry, almost everyone requires payment processing services to run their businesses smoothly. Moreover, nearly 88% of the payment transactions were contactless in 2021, which justifies that customers are moving toward making payments digitally.

How are Digital Wallets Shaping the Future of Digital Payments in the UAE?

More than 50% of the UAE’s consumers use digital wallets to make payments as it allows convenient contactless payment solutions. Additionally, the United Arab Emirates (UAE) residents have been quite active in contributing to the move toward building the world’s most innovative digital economy in the country.

Back-to-school Parents’ Guide – 9 Essential School Supplies for Your Kids

While many parents in the UAE spend almost 40% of their salaries on their kids’ schooling and other fees, back-to-school supplies are essential.
Everyone wants their child to have everything they need to learn and grow. Thus, it’s time to start preparing essential school supplies for them as the schools in the UAE have resumed.

Do’s and Don’ts While Selecting International Mobile Top-Up Providers for the NRIs

As a Non-Resident Indian (NRI), you must have tried different online payment service providers to send your money to your families in India. Be it a mobile balance recharge, bill payment, or utility payment, you need a service provider who can help you make international payments hassle-free.

5 Common Mistakes Most Parents Make While Making Financial Decisions

We all make mistakes and learn from them, but money mistakes are too costly that you must avoid them. Financial decisions need patience and a lot of your time to think about whether a decision is good for you and for your kids.

International Mobile Recharge From the UAE – Top 5 Challenges and How to Avoid Them

Major Asia-Pacific countries such as India, Bangladesh, China, Philippines, etc have on average, more than 70% prepaid phone users leaving the post-paid service users at 30%.