Sending Money Abroad from the UAE: Documents, Requirements and Transfer Options (2026)

  • November 06, 2026

Index

Sending money home is a regular part of life for many UAE residents. It could be for your family’s monthly expenses, your child’s education fees or an unexpected expense. It is important to understand the documents and details required to make an international money transfer.  Depending on the transfer service, you may need to provide identification documents and recipient details. 

Payit Digital Account, powered by First Abu Dhabi Bank (FAB), offers eligible customers access to supported international money transfer services through the Payit app. Once you register and verify your account, you can explore available transfer options based on your destination and requirements. 

What Documents Are Usually Required to Send Money Abroad from the UAE?

Banks and money transfer providers in the UAE may request identification documents and supporting information before processing an international transfer. The exact requirements depend on the provider, your customer profile and the nature of the transaction.

Depending on the provider and transaction, you may need: 

  • Emirates ID: To verify the sender’s identity.
  • Passport or residency details: Some providers may request these as part of their verification process.
  • Proof of address: In some cases, you may need a utility bill or another accepted document.
  • Proof of income or source of funds: Some transactions may require salary records or bank statements. 

Not every transfer requires all these documents. Financial institutions follow customer identification and verification requirements established by the Central Bank of the UAE, and additional checks may apply depending on the circumstances. [1] 

Digital financial services such as Payit Digital Account can make the process more easy and convenient by completing the required identity verification during account registration.

What Documents Do You Need for Payit Digital Account?

A Valid Emirates ID Is the Key Document.

To register for a Payit Digital Account, eligible UAE residents need a valid Emirates ID and must complete the required registration and verification steps. Once your identity is verified, you generally won’t need to submit your identification documents again every time you send money abroad. [2]

You can then use the Payit app to access available international money transfer services. 

How to Send Money Abroad Using Payit Digital Account

Once your Payit Digital Account is registered and verified, you can access supported international money transfer services directly through the Payit app.

Depending on your destination, you can choose from the following international money transfer options:

  1. Bank Transfers: Send money directly to the recipient’s bank account using the required bank details.
  2. MoneyGram: Send money for cash collection through MoneyGram. Your recipient can collect the funds from an eligible MoneyGram agent location.
  3. Instant Bank Transfers: Send money to supported bank accounts in over 40 countries through Mastercard-enabled transfer services.
  4. International Payit Digital Account Trasfers: Transfer money to other eligible Payit Digital Account customers, subject to service availability and applicable requirements.

Make sure you have sufficient funds in your Payit Digital Account before making a transfer. Available transfer methods, processing times and additional verification requirements may vary depending on the destination and selected service. [2]

What Information Do You Need to Send Money Abroad?

Once your registration is complete, you will need to provide the recipient’s details to send money abroad. Depending on the service, these may include:

  • Recipient’s full name and their destination country.
  • Recipient’s bank account, wallet or cash collection information.
  • Transfer amount and selected transfer method.

It is also important to review the exchange rate, fees and transfer limits that apply. Ensure to always double check the recipient’s name and receiving details before confirming. Even a small mistake could delay the payment.

Send Money Abroad with Payit Digital Account

International money transfers are easier to manage when you understand the documentation requirements and have the correct recipient information ready.

Payit Digital Account brings supported international transfer options into one digital experience, helping eligible customers send money for family support, education expenses and other financial commitments abroad.

Explore the available destinations, review the applicable exchange rates and fees, and choose a transfer option that suits your needs.

FAQs

1. Can I send money abroad with a Payit Digital Account without a UAE Bank Account?

An eligible Payit Digital Account customer may be able to send money internationally without holding a conventional UAE bank account, provided they have access to a supported top-up method and meet the applicable requirements.

2. Can I send money abroad through Payit if I am travelling outside the UAE?

Account access and transfer availability may depend on security checks, eligibility and location-related restrictions. Check the applicable conditions with Payit Digital Account.

3. Can I cancel an international money transfer after confirming it?

Cancellation depends on the transfer status and applicable service terms. Contact Payit Digital Account customer support promptly if you need assistance.

5. What happens if my international transfer is delayed?

Processing times may vary. You can check the available transaction information and contact Payit Digital Account support for assistance if the transfer takes longer than expected.

5. Can I send money abroad using someone else’s Payit Digital Account?

Customers should use their own registered accounts. Sharing account credentials or allowing unauthorised access may breach applicable account terms.

CITATIONS:

  1. https://rulebook.centralbank.ae/en/rulebook/32-customer-and-beneficial-owner-identification-and-verification 
  2. https://payit.ae/key-facts-statement-payit-digital-account-payit-wallet/