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You recently moved to the UAE and need to send money to your family back home. Maybe there is an unexpected medical bill to pay or a household expense. With the growing availability of digital financial services, sending money abroad has become more convenient. From accessing transfer services through mobile apps to reviewing exchange rates and charges before confirming a transaction, customers now have more flexibility in managing international money transfers.
Payit Digital Account is a digital account from First Abu Dhabi Bank (FAB) that allows eligible customers to access financial services through the Payit app. Customers can receive salary, make supported payments and access international money transfer services, subject to applicable eligibility and verification requirements.
The following sections explain what you need to know before sending money with Payit Digital Account, how the transfer process works and what to check before confirming a transaction.
Before sending money abroad to your loved ones, make sure you have:
Requirements may vary depending on the destination, selected transfer method and applicable verification checks.
Here are the top-up methods you can avail in your Payit Digital Account, subject to eligibility.
Here are the steps to send money internationally with your Payit Digital Account
Choose an available top-up method and follow the instructions. Ensure there is sufficient balance before initiating the transfer.
Open the Payit Digital Account app, navigate to the money transfer section and select the international transfer option. Choose your destination country and an available transfer service.
Enter the amount you want to send and carefully provide the recipient’s required details. Available delivery methods depend on the destination and transfer service.
Before proceeding, check the exchange rate, applicable transfer fees, the amount being sent and the estimated amount the recipient will receive. Make sure the recipient details and all other information are correct before confirming.
Confirm the transaction if all details are correct. Keep the transaction reference and use any tracking information provided to follow its progress. Delivery times can vary depending on the destination, payment network and verification or compliance checks.
Do not look only at the transfer fee. The exchange rate can also affect how much the recipient receives. Compare the applicable fees, exchange rate and final amount the recipient is expected to receive. To better understand the charges involved, read our guide on Types of Fees Involved in an International Money Transfer.
Confirm that the destination country is currently supported for your intended international transfer.
Review the recipient options available for your destination and transfer service. Do not assume that every destination supports bank deposits or cash pickup.
Make sure you meet the applicable identity verification requirements and provide accurate beneficiary details. Additional information may be required before the transfer can be completed.
Review any applicable transaction or transfer limits before sending a larger amount.
Sending money home means different things to different people. You might be contributing to monthly household expenses in India, supporting family in Pakistan or sending money to loved ones in the Philippines.
Payit Digital Account provides access to supported international transfer services, but the receiving options may vary by destination. Understanding these options can help you choose a service that works best for you.
Whether you’re sending monthly household expenses, covering a sudden bill, or contributing to a special occasion, you need to know how much the recipient will receive in Indian Rupees.
When you send money to India with Payit Digital Account, select India as your destination country and review the transfer service in the Payit Digital Account app.
Before confirming the transfer, confirm the recipient’s required bank details, check the applicable exchange rate, the transfer charges, and the estimated amount in INR. For more guidance, read The Best Way to Send Money From UAE to India. Choose an available transfer option that works for you and your recipient.
Send money straight to your recipient’s bank account in India by adding their account details. Eligible transfers have zero transfer fees and are a convenient option for bank-to-bank transfers. (4) Review the required beneficiary details, exchange rate, charges and indicative delivery time before proceeding.
If you are sending money to recipients who want to collect it in person, you can select MoneyGram Cash Pick-up. Ensure your recipient has access to an eligible cash collection location. Read the fees and charges before sending. (1)
You can choose any of the following to transfer money to Pakistan from the Payit Digital Account app.
This option allows customers to initiate a supported bank transfer through Payit Digital Account. Review the required beneficiary details, exchange rate, charges and indicative delivery time before proceeding.
If your recipient uses JazzCash, Payit Digital Account offers a JazzCash Wallet Transfer option. Make sure the recipient’s wallet details are accurate, and confirm the selected service suits the intended recipient.
For recipients who prefer to collect money in person, Payit Digital Account also has a MoneyGram Cash Pick-up option. Before selecting this service, review the applicable collection requirements and ensure your recipient can access an eligible collection location.
Payit Digital Account offers Bank Transfer by SWIFT for Pakistan. This may be relevant when the recipient needs to receive money through a bank transfer using the applicable international banking details.
Check the required bank information, transfer charges and indicative delivery time before confirming. Available options may have different exchange rates, fees, and estimated processing times. Compare the information displayed in the Payit Digital Account app to select the service that meets your recipient’s needs.(1)
When sending money to the Philippines from the UAE, choose the right transfer service based on how your recipient wants to receive the money. With Payit Digital Account, you can explore several options for transferring money from the UAE.
If your recipient uses GCash, Payit Digital Account offers a GCash Wallet Transfer option.
Confirm that the recipient’s wallet information is accurate and review the applicable transfer details before proceeding.
Payit Digital Account offers MoneyGram Cash Pick-up options for the Philippines.
If your recipient prefers cash collection, review the applicable service requirements and collection arrangements before selecting this method. Available services may differ in exchange rates, charges, and indicative delivery times.
To help avoid common transfer errors, read 5 Common Mistakes to Avoid While Sending Money From UAE to Philippines.
Check the Payit Digital Account app for available beneficiary management features and whether recipient details can be saved for future transfers.
Cancellation depends on the transaction status and transfer service. Contact Payit Digital Account customer support promptly for assistance.
You may be able to initiate transfers, but processing times can be affected by banking holidays and the selected service.
Check the transaction status in the Payit Digital Account app and contact customer support for information about the transaction and any applicable refund process.
Contact Payit customer support through the available support channels for assistance with your transaction.
1)https://payit.ae/key-facts-statement-payit-digital-account-payit-wallet/
4) https://payit.ae/send-money-from-the-uae-to-india-with-payit/